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Small Commercial Financing

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Fueling Growth for Small Business and Property Owners

Small commercial financing provides the funding needed for projects that are too large for residential loans but not big enough to require large-scale commercial lending.

What Is Small Commercial Financing?

Small commercial financing refers to loans typically ranging from $250,000 to $5 million used to purchase, refinance, or renovate commercial properties. These loans are designed for small to mid-sized businesses or investors who want to acquire income-generating or owner-occupied properties such as:

  • Office buildings

  • Retail storefronts

  • Light industrial or warehouse spaces

  • Mixed-use developments

  • Small apartment buildings (5+ units)

Who Uses Small Commercial Loans?

This type of financing is ideal for:

  • Small business owners looking to buy or expand their premises

  • Real estate investors purchasing income-generating properties

  • Professionals (e.g., doctors, dentists, lawyers) acquiring office space

  • Developers renovating or repositioning small properties

Types of Small Commercial Financing Options

  1. Traditional Commercial Mortgages
  2. SBA 7(a) and SBA 504 Loans
  3. Commercial Bridge Loans
  4. Hard Money Loans
  5. Private and Non-Bank Lenders

We’re Here to Help

At every stage of the journey, you’re not alone. Whether you’re purchasing your first office space or expanding a growing real estate portfolio, our team is ready to support you.

Call Us Today

647-502-8069

Testimonials

See What Our Clients Are Saying

“Blue Water Mortgage made buying our first home easy and stress-free. From the moment we reached out, their team was friendly, professional, and incredibly knowledgeable. We couldn't be happier with the service and support we received—highly recommend them to anyone buying a home in Canada!”

Jenna & MarkHomeowner

“I recently refinanced my mortgage with Gate to Mortgage, and I couldn't be happier with the results. They helped me secure a lower interest rate and reduce my monthly payments, saving me thousands of dollars over the life of my loan. I highly recommend their services to anyone looking to refinance.”

David L.Homeowner

“Gate to Mortgage made the home buying process so much easier for me. As a first-time buyer, I had a lot of questions and concerns, but their team guided me through every step of the process with patience and expertise. Thanks to them, I'm now a proud homeowner!”

Jessica S.First-Time Homebuyer